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Amend CSSB 14 (House Committee Printing) by adding the 
following appropriately numbered section and renumbering the 
remaining sections of the bill as appropriate:
	SECTION _____.  Sec_____.  RESTRICTIONS ON USE OF CLAIMS 
HISTORY FOR WATER DAMAGE.  (a)  Notwithstanding any other law, an 
insurer may not use a prior water damage claim filed by a person as a 
basis for determining the rate to be paid by the person for 
insurance coverage or for determining whether to issue, renew, or 
cancel an insurance policy to or for the persons if the person:
		(1)  properly remediated the prior water damage; and                   
		(2)  had the remediation inspected and certified by a 
person or entity knowledgeable and experienced in the remediation 
of water damage.
	(b)  An insurer may not use a prior water damage claim filed 
regarding specific property as a basis for determining the rate to 
be paid by a person for insurance coverage for that property or for 
determining whether to issue, renew, or cancel an insurance policy 
to or for a person seeking insurance coverage for that property if 
the prior water damage was properly remediated and was inspected 
and certified by a person knowledgeable and experienced in 
remediation of water damage.
	(c)  An insurer may require the inspection and certification 
of a remediation described by subsection (a) or (b) of this section 
to be conducted by a person or entity approved by the insurer to 
inspect and certify the remediation of water damage.  An insurer 
requiring the inspection and certification of a remediation 
described by Subsection (a) or (b) of this section to be conducted 
by a person or entity approved by the insurer must ensure that 
sufficient approved persons or entities are available to conduct 
necessary inspections and certifications in this state.  A person 
or entity approved by an insurer may charge the applicant for 
coverage or policyholder a fee, not to exceed $75, for the required 
inspection and certification of the remediation.  The insurer shall 
pay any additional amount charged by the approved person or entity 
in connection with the inspection and certification.