Amend CSSB 14 (House Committee Printing) by adding the following appropriately numbered ARTICLE to the bill and renumbering existing ARTICLES accordingly:ARTICLE _____. MOTOR VEHICLE INSURANCE COVERAGE FOR CERTAIN FAMILY MEMBERS SECTION _____.01. Subchapter A, Chapter 5, Insurance Code, is amended by adding Article 5.06-3A to read as follows: Art. 5.06-3A. COVERAGE FOR CERTAIN MINORS NOT AUTOMATIC. (a) A motor vehicle liability insurance policy that provides coverage for an insured named in the policy and for members of the named insured's household does not automatically cover a minor who is a member of the named insured's household solely because the minor obtains a driver's license. (b) The insured named in a motor vehicle liability insurance policy described by Subsection (a) of this article must inform the insurer issuing the policy that a minor has obtained a driver's license and that coverage for the minor is desired before the coverage takes effect. SECTION _____.02. Subchapter A, Chapter 5, Insurance Code, is amended by adding Article 5.06-3B to read as follows: Art. 5.06-3B. REQUIRING COVERAGE FOR ENTIRE FAMILY. (a) An insurer may not require a policyholder to insure all members of the policyholder's family who are of driving age under one motor vehicle liability insurance policy. (b) An insurer may not refuse to issue a motor vehicle liability insurance policy to a prospective policyholder solely because all members of the policyholder's family who are of driving age will not be insured under one motor vehicle liability insurance policy issued by the insurer. SECTION _____.03. This article applies only to a motor vehicle insurance policy that is delivered, issued for delivery, or renewed on or after January 1, 2004. A motor vehicle insurance policy that is delivered, issued for delivery, or renewed before January 1, 2004, is governed by the law as it existed immediately before the effective date of this Act, and the former law is continued in effect for that purpose.