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Amend CSSB 14 (House Committee Printing) by adding the 
following appropriately numbered ARTICLE to the bill and 
renumbering existing ARTICLES accordingly:
	ARTICLE _____. MOTOR VEHICLE INSURANCE COVERAGE FOR CERTAIN FAMILY 
MEMBERS
	SECTION _____.01. Subchapter A, Chapter 5, Insurance Code, is 
amended by adding Article 5.06-3A to read as follows:
	Art. 5.06-3A. COVERAGE FOR CERTAIN MINORS NOT AUTOMATIC. (a) 
A motor vehicle liability insurance policy that provides coverage 
for an insured named in the policy and for members of the named 
insured's household does not automatically cover a minor who is a 
member of the named insured's household solely because the minor 
obtains a driver's license.
	(b) The insured named in a motor vehicle liability insurance 
policy described by Subsection (a) of this article must inform the 
insurer issuing the policy that a minor has obtained a driver's 
license and that coverage for the minor is desired before the 
coverage takes effect.
	SECTION _____.02. Subchapter A, Chapter 5, Insurance Code, is 
amended by adding Article 5.06-3B to read as follows:
	Art. 5.06-3B. REQUIRING COVERAGE FOR ENTIRE FAMILY. (a) An 
insurer may not require a policyholder to insure all members of the 
policyholder's family who are of driving age under one motor 
vehicle liability insurance policy.
	(b) An insurer may not refuse to issue a motor vehicle 
liability insurance policy to a prospective policyholder solely 
because all members of the policyholder's family who are of driving 
age will not be insured under one motor vehicle liability insurance 
policy issued by the insurer.
	SECTION _____.03. This article applies only to a motor 
vehicle insurance policy that is delivered, issued for delivery, or 
renewed on or after January 1, 2004.  A motor vehicle insurance 
policy that is delivered, issued for delivery, or renewed before 
January 1, 2004, is governed by the law as it existed immediately 
before the effective date of this Act, and the former law is 
continued in effect for that purpose.