Amend CSSB 14 as follows:                                                    
	(1)  In SECTION 3.09 of the bill, in added Section 13, Article 
5.13-2, Insurance Code (page 48, lines 18-20, house committee 
printing), strike Subsection (e) and substitute the following:
	(e)  For purposes of this section, "nonstandard rates" means 
rates that are 30 percent or more above the standard rate index as 
determined by the commissioner under this section.
	(2)  In SECTION 3.09 of the bill, in added Section 13, Article 
5.13-2, Insurance Code (page 48, line 26, through page 49, line 8, 
house committee printing), strike Subsections (g) and (h) and 
substitute the following:
	(g)  A county mutual insurance company, including a county 
mutual insurance company described by Subsection (f) of this 
section, that increases its aggregate rates by 10 percent or more in 
a 12-month period must secure prior approval from the commissioner 
in the manner provided by Article 5.142 of this code as it existed 
on of September 1, 2003.  The 10 percent threshold described by this 
subsection shall be calculated by and applied to aggregate business 
accepted from each managing general agent, as defined by Article 
21.07-3 of this code.
	(h)  A county mutual insurance company is not subject to 
Article 5.142 of this code or the rate filing requirements under 
this article for a policy issued for the minimum liability limits in 
accordance with Subchapter D, Chapter 601, Transportation Code.
	(i)  A personal automobile policy may not be transferred 
between a county mutual insurance company and any of its affiliates 
without prior consent of the policyholder.
	(j)  The commissioner by rule may designate other types of 
insurers that historically and as of the effective date of SB 14, 
Acts of the 78th Legislature, Regular Session, 2003, have served or 
are serving the high-risk, nonstandard market.  An insurer 
designated by the commissioner as having served or serving the 
nonstandard market is governed by this section.