System updates will be applied on February 19, 2026 at 6:00 PM. These updates will include changes to the user interface. Work is expected to take approximately 30 minutes to complete, during which the site will be unavailable.

	
Amend SB 14 on third reading, in ARTICLE 4 of the bill, in 
added Section 5A, Article 5.13-2, Insurance Code, as added by 
Amendment No. 1 by Smithee, following added Subsection (m), by 
inserting the following new subsections:
	(n) An insurer whose rates were not regulated by the 
department before the effective date of SB 14, Acts of the 78th 
Legislature, Regular Session, 2003, may renew business in an 
affiliate as necessary to comply with this article.  Business 
renewed in an affiliate is not considered nonrenewed business of 
the insurer from which the business is transferred.
	(o) A motor vehicle insurance rating manual, including a risk 
or rate classification contained in the rating manual, used by a 
county mutual insurance company whose rates were not regulated by 
the department before the effective date of SB 14, Acts of the 78th 
Legislature, Regular Session, 2003, is presumed valid and is deemed 
approved by the commissioner unless a classification contained in 
the manual is expressly prohibited by this article or another 
provision of this code.  This subsection applies only to conduct 
that occurs on or after the effective date of SB 14, Acts of the 78th 
Legislature, Regular Session, 2003.  Conduct occurring before the 
effective date of SB 14, Acts of the 78th Legislature, Regular 
Session, 2003, is covered by the law in effect at the time that the 
conduct occurred. This subsection expires June 1, 2004.
	(p) A county mutual insurance company shall file with the 
department a motor vehicle rating manual, including a risk or rate 
classification contained in the rating manual, not later than the 
30th day after the effective date of SB 14, Acts of the 78th 
Legislature, Regular Session, 2003.