Amend CSSB 14 as follows:                                                    
	On page 3 add a new subsection (c) to Sec 4. RATE FILINGS, at 
line 50 as follows:
	(c)  No territory in a rating manual shall be smaller than the 
boundary of a county, except as follows:
(1)  for counties in the designated catastrophe area 
for the Texas Windstorm Insurance Association, under Article 21.49 
of this Code, insurers may file their own territories no smaller 
than the areas seaward of the intracoastal canal and landward of the 
intracoastal canal to reflect the exposure to weather-related 
catastrophic events; and
(2)  insurers may subdivide territories between the 
portion of the county located in the catastrophe zone and that 
portion not located in the catastrophe zone in non-first tier 
counties, as defined in Article 21.49 of this code.



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