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Amend CSSB 14 by adding Section 7.091, Article 7, (page 20, 
line 17 of committee printing) by inserting the following:
	SECTION 7.091.  Amend Chapter 5, Insurance Code, by adding 
Article 5.03-6 to read as follows:
	Art. 5.03-6.  Premium Discount for More Autos than 
Operators.  (a)  For purposes of this article, "Motor vehicle" means 
any private passenger vehicle or utility type vehicle, with a gross 
vehicle weight of 25,000 pounds or less, of the pickup body, sedan 
delivery, panel truck, van type and multi-use type, not used for the 
delivery or transportation of goods, materials or supplies other 
than samples; unless the delivery of goods, materials or supplies 
is not the primary usage of the vehicle, or unless used for farming 
or ranching.
	(b)  An insurer who writes, delivers, or issues for delivery 
in this state personal automobile insurance as defined by Article 
5.143, for a motor vehicle, in addition to any applicable multi-car 
discount, shall provide a discount for motor vehicles in excess of 
operators in a household.
	(c)  The commissioner by rule shall set, based on sound 
actuarial principles, the amount of the discount applicable under 
this article and may adopt other rules necessary for the 
implementation of this article.