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Amend CSSB 127 as follows:                                                   
	In Section 3, page 2 line 23 after "commissioner." add 
subsection (c)  An insurer may not make an underwriting decision 
regarding a residential property insurance policy based on previous 
mold or water damage, including appliances, if:
		(1)  the applicant for insurance has made a previous 
claim under any residential property policy for damage caused by 
mold or water damage if the claim does not arise out of the 
negligence of the insured.
		(2)  mold remediation has been performed on the property 
that is the subject of the claim; and
		(3)  the property was:                                                 
			(A)  remediated, as evidenced by a certificate of 
mold remediation issued to the property owner under Section 
1958.153, Occupations Code, that establishes that the underlying 
cause of the mold at the property has been remediated; or
			(B)  inspected by an independent assessor or 
adjustor who determined, based on the inspection, that the property 
does not contain evidence of mold damage.