Amend CSSB 473 in SECTION 3 of the bill (House committee 
printing, page 8, between lines 1 and 2), by adding the following:
	Sec. 20.0385.  APPLICABILITY OF SECURITY ALERT AND SECURITY 
FREEZE.  The requirement under this chapter to place a security 
alert or security freeze on a consumer file does not apply to:
		(1)  a check service or fraud prevention service 
company that issues consumer reports:
			(A)  to prevent or investigate fraud; or                              
			(B)  for purposes of approving or processing 
negotiable instruments, electronic funds transfers, or similar 
methods of payment; or
		(2)  a deposit account information service company that 
issues consumer reports related to account closures caused by 
fraud, substantial overdrafts, automated teller machine abuses, or 
similar negative information regarding a consumer to an inquiring 
financial institution for use by the financial institution only in 
reviewing a consumer request for a deposit account with that 
institution.