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Amend SB 1067 by adding the following appropriately numbered 
SECTION to the bill and renumbering subsequent SECTIONS 
accordingly:
	SECTION ____.  Subchapter C, Chapter 343, Finance Code, is 
amended by adding Section 343.206 to read as follows:
	Sec. 343.206.  CHARGE PROHIBITED FOR PRODUCT OR SERVICE NOT 
RECEIVED.  A lender, in connection with a high-cost home loan, may 
not charge a borrower an amount for a service or product if the 
borrower does not receive the service or product.