78R8015 KCR-D

By:  Edwards                                                      H.B. No. 2134



A BILL TO BE ENTITLED

AN ACT

relating to motor vehicle insurance for certain minors.                       
	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:                        
	SECTION 1.  Subchapter A, Chapter 5, Insurance Code, is 
amended by adding Article 5.06-3A to read as follows:
	Art. 5.06-3A.  COVERAGE FOR CERTAIN MINORS NOT AUTOMATIC.  
(a)  A motor vehicle liability insurance policy that provides 
coverage for an insured named in the policy and for members of the 
named insured's household does not automatically cover a minor who 
is a member of the named insured's household solely because the 
minor obtains a driver's license.
	(b)  The insured named in a motor vehicle liability insurance 
policy described by Subsection (a) must inform the insurer issuing 
the policy that a minor has obtained a driver's license and that 
coverage for the minor is desired before the coverage takes effect.
	SECTION 2.  This Act takes effect September 1, 2003, and 
applies only to a motor vehicle insurance policy that is delivered, 
issued for delivery, or renewed on or after January 1, 2004.  A 
motor vehicle insurance policy that is delivered, issued for 
delivery, or renewed before January 1, 2004, is governed by the law 
as it existed immediately before the effective date of this Act, and 
the former law is continued in effect for that purpose.