WITNESS LIST

SB 996

SENATE COMMITTEE REPORT

Business & Commerce Committee

March 25, 2003 -  9:00A
       FOR:       Lynch, Chip (Federal Home Loan Bank of Dallas),
                         Dallas, TX
                  Scurlock, Steve (Independent Bankers Association of
                         Texas), Austin, TX

   Registering, but not testifying:
       For:       Sandberg, Eric (Texas Savings and Community Bankers
                         Association), Austin, TX