WITNESS LIST

SB 1429

SENATE COMMITTEE REPORT

Business & Commerce Committee

April 29, 2003 -  9:00A
       FOR:       Neeley, Karen (Independent Bankers Association of
                         Texas), Austin, TX
       ON:        Pettijohn, Leslie (Consumer Credit Commissioner),
                         Austin, TX
                  Schneider, Rob (Consumers Union), Austin, TX