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	Amend HB 1854 as follows:                                                    
	(1)  On page 2, line 1, between "shall" and "provide", insert 
", on the consumer's request,".
	(2)  On page 2, lines 1 and 2, strike ", at the time of the 
initial contact,".
	(3)  On page 2, line 3, between "transaction" and the period, 
insert "not later than the 10th day after the date of the request".
	(4)  On page 2, line 7, strike "each day the failure 
continues" and substitute "each violation".