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Amend CSHB 2335 (committee printing) by adding the following 
appropriately numbered SECTION to the bill and renumbering the 
subsequent SECTION accordingly:
	SECTION 11.  Chapter 342, Finance Code, is amended by adding 
the Subchapter M to read as follows:

SUBCHAPTER M.  DEFERRED PRESENTMENT TRANSACTIONS
	Sec. 342.601.  DEFINITIONS.  In this subchapter:                        
		(1)  "Lender" means a lender licensed under this 
chapter.            
		(2)  "Member of the United States military" means:                     
			(A)  a member of the armed forces of the United 
States; or          
			(B)  a member of the Texas National Guard who is 
called to federal active duty.
	Sec. 342.602.  The Office of Consumer Credit Commissioner 
shall adopt and enforce rules to protect military borrowers.  The 
rules shall ensure the following:
	(1)  Before engaging in a deferred presentment transaction, 
a lender shall provide to a customer who is a member of the United 
States military or the member's spouse a written statement that 
clearly and conspicuously states that:
		(1)  the lender is prohibited by law from:                             
			(A)  garnishing the wages of any borrower, 
including a borrower who is a member of the United States military;
			(B)  conducting any collection activity against a 
borrower who is:  
				(i)  a member of the armed forces of the 
United States who is deployed to combat or a combat support posting, 
for the duration of the posting;
				(ii)  a member of the Texas National Guard 
who is called to federal active duty, for the duration of the duty;
				(iii)  the spouse of a person described by 
Paragraph (i), for the duration of the posting; or
				(iv)  the spouse of a person described by 
Paragraph (ii), for the duration of the duty; or
			(C)  from contacting the employer of a member of 
the United States military about a deferred presentment debt of the 
member or the member's spouse;
		(2)  the lender shall honor the terms of a repayment 
agreement entered into with a member of the United States military 
or the member's spouse, including a repayment agreement negotiated 
through military counselors or third-party credit counselors; and
		(3)  the lender shall honor any statement made by a 
commanding officer of a member of the United States military 
declaring any location where deferred presentment transaction 
business is to be conducted by the lender to be a place at which a 
member of the United States military or the member's spouse is 
prohibited from transacting business.
	Sec. 342.603.  The Office of Consumer Credit Commissioner 
shall adopt and enforce rules to protect military borrowers.  The 
rules shall ensure the following:
	(1)  A lender may not contact the employer of a member of the 
United States military about a deferred presentment debt of the 
member or the member's spouse.
	(2)  A lender may not engage in collection activity against a 
borrower who is:
		(a)  a member of the armed forces of the United States 
who is deployed to combat or a combat support posting, for the 
duration of the posting;
		(b)  a member of the Texas National Guard who is called 
to federal active duty, for the duration of the duty;
		(c)  the spouse of a person described by Subdivision 
(1), for the duration of the posting; or
		(d)  the spouse of a person described by Subdivision 
(2), for the duration of the duty.
	(3)  A lender may not garnish the wages of a borrower who is a 
member of the United States military or the member's spouse.
	(4)  A lender shall honor a repayment agreement entered into 
with a borrower who is a member of the United States military or the 
member's spouse, including a repayment agreement negotiated 
through a military counselor or a third-party credit counselor.