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	Amend SB 99 (House Committee Printing) by inserting the 
following appropriately numbered SECTIONS of the bill and 
renumbering subsequent SECTIONS accordingly:
	SECTION ___.  The heading to Subtitle F, Title 5, Insurance 
Code, is amended to read as follows:

SUBTITLE F. INSURANCE FRAUD AND IDENTITY THEFT
	SECTION ___. Subtitle F, Title 5, Insurance Code, is amended 
by adding Chapter 706 to read as follows:

CHAPTER 706. IDENTITY THEFT INSURANCE
	Sec. 706.001. DEFINITIONS. (a)  The definitions adopted under 
Article 5.13–2 apply to this chapter.
	(b)  In this chapter, "identity theft" means a criminal 
offense described by Section 32.51, Penal Code, or a substantially 
similar federal law or law in another state.
	Sec. 706.002.  COVERAGE AUTHORIZED.   (a) An insurer 
authorized to write property and casualty insurance in this state 
may offer and issue insurance coverage for a loss suffered by a 
policyholder as a result of the policyholders' being a victim of 
identity theft or attempted identity theft.
	(b)  Coverage authorized by Subsection (a) may be:                      
		(1)  offered as a separate insurance policy or as a 
rider or endorsement to:
			(A)  a residential and commercial property 
insurance policy; or     
			(B)  a personal or commercial casualty insurance 
policy; and        
		(2)  underwritten and issued as an individual or group 
insurance policy.
	Sec. 706.003. ELIGIBLE POLICYHOLDERS. (a) An insurer may 
issue coverage authorized under Section 706.002 to:
		(1)  an individual; or                                                 
		(2)  a group, business, employer, association, trustee, 
or other entity for the benefit of its members, customers, 
employees, members, or beneficiaries.
	(b)  An entity described by Subsection (a)(2) may be a group 
that:    
		(1)  is formed solely for the purpose of obtaining 
insurance coverage under this chapter; or
		(2)  has already been formed for a purpose other than 
for obtaining insurance coverage under this chapter and that is 
described by Subsection (a)(2).
	Sec. 706.004.  RATES AND FORMS. Notwithstanding any other 
law, rates and forms for insurance coverage issued under this 
chapter are governed by Article 5.13–2.
	Sec. 706.005. RULES. The commissioner may adopt rules as 
necessary to implement this article.
	SECTION ___.  Section 2(a), Article 5.13–2, Insurance Code, 
is amended to read as follows:
	(a)  This article applies to all lines of the following 
insurance written under policies or contracts of insurance issued 
by an insurer authorized to engage in the business of insurance in 
this state:
		(1)  general liability insurance;                                             
		(2)  commercial property insurance, including farm and 
ranch insurance and farm and ranch owners insurance;
		(3)  personal and commercial casualty insurance, except 
as provided by Subsection (b) of this section;
		(4)  medical professional liability insurance;                                
		(5)  fidelity and surety bonds other than criminal court 
appearance bonds;  
		(6)  personal umbrella insurance;                                             
		(7)  personal liability insurance;                                            
		(8)  guaranteed auto protection (GAP) insurance;                              
		(9)  involuntary unemployment insurance;                                      
		(10)  financial guaranty insurance;                                           
		(11)  inland marine insurance;                                                
		(12)  rain insurance;                                                         
		(13)  hail insurance  on farm crops; [and]                                    
		(14)  commercial automobile insurance; and                             
		(15)  identity theft insurance coverage issued under 
Chapter 706.