79R4781 MXM-D
By: Naishtat, et al. H.B. No. 1328
A BILL TO BE ENTITLED
AN ACT
relating to certificates of mold remediation.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1. Section 3, Article 21.21-11, Insurance Code, is
amended to read as follows:
Sec. 3. PROHIBITION. An insurer may not make an
underwriting decision regarding a residential property insurance
policy based on previous mold damage or a claim for mold damage if:
(1) the applicant for insurance coverage has property
eligible for coverage under a residential property policy;
(2) the property has had mold damage;
(3) mold remediation has been performed on the
property; and
(4) the property was:
(A) remediated, as evidenced by a certificate of
mold remediation issued to the property owner under Section
1958.154, Occupations Code, that establishes with reasonable
certainty that the underlying cause of the mold at the property has
been remediated; or
(B) inspected by an independent assessor or
adjustor who determined, based on the inspection, that the property
does not contain evidence of mold damage.
SECTION 2. This Act takes effect immediately if it receives
a vote of two-thirds of all the members elected to each house, as
provided by Section 39, Article III, Texas Constitution. If this
Act does not receive the vote necessary for immediate effect, this
Act takes effect September 1, 2005.