79R10143 ATP-D


By:  Giddings                                                     H.B. No. 2013

Substitute the following for H.B. No. 2013:                                   

By:  Zedler                                                   C.S.H.B. No. 2013



A BILL TO BE ENTITLED

AN ACT

relating to the extension of credit to a victim of identity theft.            
	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:                        
	SECTION 1.  Subchapter D, Chapter 35, Business & Commerce 
Code, is amended by adding Section 35.585 to read as follows:
	Sec. 35.585.  EXTENSION OF CREDIT TO VICTIM OF IDENTITY 
THEFT.  (a)  A person may not deny to an individual who has the 
capacity to contract an extension of credit, including a loan, in 
the individual's name or restrict or limit the credit extended 
because the individual has been a victim of identity theft.
	(b)  A license issued under Subtitle B, Title 4, Finance 
Code, that is held by a person who violates this section is subject 
to revocation or suspension under that subtitle.
	SECTION 2.  This Act takes effect September 1, 2005.