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                                                                  H.B. No. 2872




AN ACT

relating to the applicability of certain insurance laws to 
multi-peril insurance policies.
	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:                        
	SECTION 1.  Section 2(a), Article 5.13-2, Insurance Code, is 
amended to read as follows:
	(a)  This article applies to all lines of the following 
insurance written under policies or contracts of insurance issued 
by an insurer authorized to engage in the business of insurance in 
this state:
		(1)  general liability insurance;                                             
		(2)  residential and commercial property insurance, 
including farm and ranch insurance and farm and ranch owners 
insurance;
		(3)  personal and commercial casualty insurance, 
except as provided by Subsection (b) of this section;
		(4)  medical professional liability insurance;                                
		(5)  fidelity and surety bonds other than criminal 
court appearance bonds;  
		(6)  personal umbrella insurance;                                             
		(7)  personal liability insurance;                                            
		(8)  guaranteed auto protection (GAP) insurance;                              
		(9)  involuntary unemployment insurance;                                      
		(10)  financial guaranty insurance;                                           
		(11)  inland marine insurance;                                                
		(12)  rain insurance;                                                         
		(13)  hail insurance on farm crops;  [and]                   
		(14)  personal and commercial automobile insurance; 
and              
		(15)  multi-peril insurance.                                           
	SECTION 2.  Articles 5.81 and 5.81A, Insurance Code, are 
repealed.           
	SECTION 3.  The change in law made by this Act applies only 
to a multi-peril insurance policy that is delivered, issued for 
delivery, or renewed on or after January 1, 2006.  A multi-peril 
insurance policy that is delivered, issued for delivery, or renewed 
before January 1, 2006, is covered by the law in effect at the time 
the policy was delivered, issued for delivery, or renewed, and that 
law is continued in effect for that purpose.
	SECTION 4.  This Act takes effect September 1, 2005.                           




______________________________              ______________________________
 
   President of the Senate                               Speaker of the House      

	I certify that H.B. No. 2872 was passed by the House on April 
14, 2005, by a non-record vote.

                                                  ______________________________
                                                     Chief Clerk of the House   

	I certify that H.B. No. 2872 was passed by the Senate on May 
5, 2005, by the following vote:  Yeas 31, Nays 0.

                                                  ______________________________
                                                     Secretary of the Senate    



APPROVED:  _____________________                                            
 
                   Date                                                      




 
          _____________________                                          
 
                 Governor