79R11542 CME-D
By: McClendon H.C.R. No. 1
CONCURRENT RESOLUTION
WHEREAS, The State of Texas has long prioritized efforts to
protect and provide for the well-being of its elderly residents;
unfortunately, this worthy commitment has been compromised by
federal law mandating the creation of a Medicaid estate recovery
program; and
WHEREAS, An estimated six million elderly in the United
States required long-term care in 2000; while most Americans have
at least some insurance to cover the costs of medical care, the
private insurance available for long-term care generally provides
very limited coverage, often only for "post-acute" care that
immediately follows hospitalization, and studies indicate that the
availability of even this limited private coverage is particularly
low in Texas; and
WHEREAS, Concurrently, long-term care is expensive, with the
average cost of one year in a nursing home at approximately $40,000
and expected to rise to more than $83,000 by 2010; as a consequence,
many of our elderly citizens rely on publicly funded programs like
Medicaid to help pay for their care; and
WHEREAS, The Congressional Omnibus Budget Reconciliation Act
(OBRA) of 1993 required the states to establish a program to recover
all or part of the costs of certain nursing facility and long-term
care services from the estates of Medicaid beneficiaries; to
qualify for Medicaid coverage an individual must meet very strict
income and resource eligibility standards; in effect, estate
recovery is a "death tax" levied against the families of elderly
beneficiaries who exhausted most of their assets to pay for their
own care and, ultimately, were forced to rely on Medicaid as a last
resort; and
WHEREAS, Regrettably, the estate recovery program is not an
effective means of managing states' increasing Medicaid costs; a
study conducted between 1997 and 1998 by the North Carolina
Department of Health and Human Services concluded that the amount
collected by reporting states under estate recovery as a percentage
of total 1998 Medicaid expenditures ranged from a low of .01 percent
to a high of .83 percent; and
WHEREAS, Medicaid is a critical safety net for thousands of
low to moderate income elderly Texans who, much like the State of
Texas, are confronted by the ever-increasing costs of long-term
care; rather than pursuing these families for what little remains
of their loved ones' assets, Congress should seek more sustainable
and less punitive solutions to the nation's long-term care needs;
now, therefore, be it
RESOLVED, That the 79th Legislature of the State of Texas
hereby respectfully urge the United States Congress to eliminate
the requirement that states implement as part of their Medicaid
state plan an estate recovery program; and, be it further
RESOLVED, That the Texas secretary of state forward official
copies of this resolution to the president of the United States, to
the speaker of the house of representatives and the president of the
senate of the United States Congress, and to all the members of the
Texas delegation to the congress with the request that this
resolution be officially entered in the Congressional Record as a
memorial to the Congress of the United States of America.