By:  Ellis, Carona, Van de Putte                                  S.B. No. 99 


A BILL TO BE ENTITLED
AN ACT


relating to the extension of credit to a victim of identity theft.          
	BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:                        
	SECTION 1.  Subchapter D, Chapter 35, Business & Commerce 
Code, is amended by adding Section 35.585 to read as follows:
	Sec. 35.585.  EXTENSION OF CREDIT TO VICTIM OF IDENTITY 
THEFT.  (a)  In this section, "victim of identity theft" means an 
individual who has filed a criminal complaint alleging the 
commission of an offense under Section 32.51, Penal Code, other 
than a person who is convicted of an offense under Section 37.08, 
Penal Code, with respect to that complaint.  A person may not deny 
to an individual who has the capacity to contract an extension of 
credit, including a loan, in the individual's name or restrict or 
limit the credit extended solely because the individual has been a 
victim of identity theft.  This subsection does not prohibit a 
person from denying an individual an extension of credit for a 
reason other than because the individual has been a victim of 
identity theft.
	(b)  A license issued under Subtitle B, Title 4, Finance 
Code, that is held by a person who violates this section is subject 
to revocation or suspension under that subtitle.
	SECTION 2.  This Act takes effect September 1, 2005.