| TO: |  Honorable Helen  Giddings, Chair, House Committee on Business & Industry                            | 
| FROM: |  John S. O'Brien, Deputy Director, Legislative Budget Board  | 
| IN RE: | HB255 by Martinez (relating to the reduction in value or expiration of a stored value card. ), Committee Report 1st House, Substituted  | 
| Source Agencies: | 466 Office of Consumer Credit Commissioner 
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| LBB Staff: |  JOB, JRO, MW, RB 
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