LEGISLATIVE BUDGET BOARD

Austin, Texas

FISCAL NOTE, 79TH LEGISLATIVE REGULAR SESSION

February 20, 2005

TO:	Honorable John T. Smithee, Chair, House Committee on Insurance
FROM:	John S. O'Brien, Deputy Director, Legislative Budget Board
IN RE:	HB379 by Riddle (Relating to the use of the credit score of a consumer who does not have debt for certain purposes; providing penalties.), As Introduced

No significant fiscal implication to the State is anticipated.

The Texas Department of Insurance and Texas Workforce Commission indicate that any costs associated with the bill could be absorbed within the agencies'  existing resources.

Local Government Impact

No fiscal implication to units of local government is anticipated.

Source Agencies:

320 Texas Workforce Commission, 450 Savings and Loan Department, 451 Department of Banking, 454 Department of Insurance, 469 Credit Union Department

LBB Staff:

JOB, JRO, MW, RB