WITNESS LIST HB 398 HOUSE COMMITTEE REPORT Financial Institutions Committee February 21, 2005 - 2:00P or upon final adjourn./recess For: Baylor, Don (Center for Public Policy Priorities) Against: Heasley, John (Texas Bankers Association) Keith, Jeffery (Self and BUIG Financial) On: Blue, Francis (H&R Block) Glenn, Eric (HSBC - North America) Pettijohn, Leslie (Consumer Credit Commissioner) Registering, but not testifying: For: Sabo, Jason (United Ways of Texas) Smith, Tom (Public Citizen)