WITNESS LIST HB 955 HOUSE COMMITTEE REPORT Financial Institutions Committee April 11, 2005 - 2:00P or upon final adjourn./recess For: Daniel, William (Ford Motor Credit Company) Daniel, William (General Motors Acceptance Corporation) Neeley, Karen (Independent Bankers Association of Texas) Sheehan, Scott (Texas Business Law Foundation) On: Fleming, John (Texas Savings and Loan Department) Hutchings, Sealy (Office of Consumer Credit Commissioner) Payne, Danny (Texas Savings and Loan Department, Commissioner) Pettijohn, Leslie (Consumer Credit Commissioner) Registering, but not testifying: For: Lederer, John (Credit Union of Texas) Perkins, Val (Texas Business Law Foundation) Sandberg, Eric (Texas Savings and Community Bankers Association) Shields, Brad (Security Finance, Incorporated) Smith, Todd (Ameriquest Mortgage Corporation, Argent Mortgage Corporation) Stegall, Melodie (Credit Union Legislative Coalition) Temple, Larry (Texas Mortgage Bankers Association) Vane, Mark (Gardere Wynne Sewell LLP)