WITNESS LIST HB 1853 HOUSE COMMITTEE REPORT Defense Affairs & State-Federal Relations Committee April 14, 2005 - 8:00A For: Lopez, Myra (Ira Herrero) Against: Bowden, Mance (Texas Credit Union League) James, Dwain (American Collectors Association of Texas) Neeley, Karen (Independent Bankers Assn of Texas) Yashewski, Suzanne (Texas Credit Union League) Registering, but not testifying: Against: Balch, Mandy (Texas Independent Automobile Dealers Assn) Dennis, Rachel (Texas Bankers Association) Polan, Deborah (Texas Financial Services Association) Sandberg, Eric (Texas Savings and Community Bankers Assn) Stegall, Melodie (Credit Union Legislative Coalition) Temple, Larry (Texas Mortgage Bankers Assn)