WITNESS LIST HB 2223 HOUSE COMMITTEE REPORT Financial Institutions Committee March 21, 2005 - 2:00P or upon final adjourn./recess For: James, Dwain (American Collectors Association of Texas) Against: Heasley, John (Texas Bankers Association) On: Scurlock, Steve (Independent Bankers Association of Texas) Registering, but not testifying: On: Bowden, Mance (Texas Credit Union League) James, Randall (Bank Commissioner, Texas Department of Banking)