WITNESS LIST HB 2223 SENATE COMMITTEE REPORT Business & Commerce Committee May 17, 2005 - 8:00A FOR: Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX Registering, but not testifying: For: James, Dwain (American Collectors Association of Texas), Austin, TX Sandberg, Eric (Texas Savings and Community Bankers Association), Austin, TX