WITNESS LIST SB 100 SENATE COMMITTEE REPORT Business & Commerce Committee April 12, 2005 - 9:00A FOR: James, Reggie (Consumers Union), Austin, TX Metzger, Luke (Texas Public Interest Research Group), Austin, TX AGAINST: Courtney, Chuck (Texas Retailers Association), Austin, TX Crocket, Michael (Kroll Factual Data), Humble, TX Johnston, Murray (Experian), Washington, DC Registering, but not testifying: For: Bhatia, Khelan (AARP), Austin, TX Neeley, Karen (Independent Bankers Association of Texas), Austin, TX Smith, Tom "Smitty" (Public Citizen), Austin, TX Against: Daugherty, Scott (Texas Bankers Association), Austin, TX Flores, Henry (Sprint Corporation), Austin, TX