WITNESS LIST SJR 21 SENATE COMMITTEE REPORT Business & Commerce Committee March 29, 2005 - 9:00A Registering, but not testifying: For: Heasley, John (Texas Bankers Association), Austin, TX Nicewander, Dan (Gardere Wynne Sewell), Dallas, TX Perkins, Arthur Val (Texas Business Law Foundation), Houston, TX Sandberg, Eric (Texas Savings and Community Bankers Association), Austin, TX Scurlock, Steve (Independent Bankers Association of Texas), Austin, TX Vane, Mark (Gardere Wynne Sewell), Austin, TX On: Pettijohn, Leslie Commissioner (Office of Consumer Credit), Austin, TX