WITNESS LIST Financial Institutions Committee February 14, 2005-2:00P HB 635 For: Murphy, Tim (Texas Association of Pawnbrokers) Against: Jones, James (Houston Police Department) Jones, James D. (San Antonio Police Officers' Association) On: Pettijohn, Leslie (Consumer Credit Commissioner) HJR 21 For: Doggett, Robert (Texas Low Income Housing Info Service) Norman, Scott (Texas Association of Reverse Mortgage Lenders)