WITNESS LIST

Financial Institutions Committee
April 18, 2005-2:00P


HB 1387
    For:      Doggett, Robert (Texas Low Income Housing Information
                   Service)
              Scruggs, Ken (HSBC, North America)
    On:       Neeley, Karen (Independent Bankers Association of Texas)
  Registering, but not testifying:
    For:      Bhatia, Khelan (AARP)
              Ocanas, Reymundo (Self and Texas Association of CDCs)
              Talerico, Jeanne (Texas Association of Local Housing
                   Finance Agencies)
    Against:  Polan, Deborah (Texas Financial Services Association)
              Smith, Todd (Ameriquest Mortgage Company and Argent
                   Mortgage Company)

HB 2220
    For:      Doggett, Robert (Texas Low Income Housing Information
                   Service)
              Frossard, Suzanne (Genesis Tax Loan Services,
                   Incorporated)
              Gonzalez, David (Gonzalez Financial Holdings,
                   Incorporated)
              Morris, Mark (JPMorgan Chase)
              Perser, Tim (First American Real Estate)
              Rutledge, Tom (Texas Land Title Association)
              Sherer, Eric (Gonzalez Financial Holdings, Incorporated)
  Registering, but not testifying:
    For:      McDaniel, Demetrius (Citigroup, Incorporated)
              Sandberg, Eric (Texas Savings and Community Bankers
                   Association)
              Schwartz, A.R. (Genesis Tax Loan Services, Incorporated)
              Smith, Greg (National Taxnet)
              Temple, Larry (Texas Mortgage Bankers Association)
              Thompson, Jeri (Total Mortgage Solutions and First
                   Horizon Home Loan Corporation)
              Zinda, Craig (First American Real Estate Information
                   Services, Incorporated)
    On:       Hooper, Jerry (Tax Ease, Incorporated)

HB 3428
    For:      Neeley, Karen (Independent Bankers Association of Texas)
              Shamaly, Chris (Sterling Bank)
              Sheehan, J. Scott (Sterling Bank)