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	Amend CSHB 716 as follows:                                                   

(1)  On page 1, lines 9 through 11, strike "that includes the 	name, employment information, and annual income information of the 
loan applicant, as stated on the mortgage loan documents".
	(2)  On page 1, line 23, strike the quotation mark following 
the period.     
	(3)  On page 1, insert the following between lines 23 and 24:                  
	"I/we, the undersigned home loan applicant(s), represent 
that I/we have received, read, and understand this notice of 
penalties for making a materially false or misleading written 
statement to obtain a home loan.
	"I/we represent that all statements and representations 
contained in my/our written home loan application, including 
statements or representations regarding my/our identity, 
employment, annual income, and intent to occupy the 
residential real property secured by the home loan, are true 
and correct as of the date of loan closing."
	(4)  On page 2, between lines 1 and 2, insert the following:                   
	(d)  The failure of a lender, mortgage banker, or licensed 
mortgage broker to provide a notice complying with this section to 
each applicant for a home loan does not affect the validity or 
enforceability of the home loan by any holder of the loan.