Amend HB 2783, Engrossed Printing, by adding the following 
new SECTION:    
	SECTION ____. Section 156.002 (10), Finance Code, is amended 
to read as follows:
		(10) "Mortgage loan" means a debt against real estate 
secured by a [first lien] security interest against one-to-four 
family residential real estate created by a deed of trust, security 
deed, or other security instrument.