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	Amend SB 23 (house committee printing) by inserting the 
following new ARTICLE, appropriately numbered, to the bill and 
renumbering subsequent ARTICLES and SECTIONS of the bill 
appropriately:
	ARTICLE ____. CONSUMER-DIRECTED HEALTH PLAN
	SECTION ____.01. Subchapter E, Chapter 1551, Insurance Code, 
is amended by adding Section 1551.2045 to read as follows:
	Sec. 1551.2045.  CONSUMER-DIRECTED HEALTH PLAN. The board of 
trustees may create, for participants in the group program, an 
optional consumer-directed health plan that is composed of a high 
deductible health plan and a health savings account.