BILL ANALYSIS

 

 

Senate Research Center†††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††† H.B. 320

80R1911 DWS-F†††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††† By: West, George "Buddy" (Carona)

†††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††† Transportation & Homeland Security

††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††† 4/21/2007

†††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††††† Engrossed

 

 

AUTHOR'S / SPONSOR'S STATEMENT OF INTENT

 

Consumers and businesses are victimized when criminals steal the identity of a consumer and write checks in† the consumerís name.† Texas law does not authorize a place of business to check the electronically readable information on a driverís license or personal identification card when a consumer pays by check. †Yet verifying this information would be a simple way to deter returned checks, reduce instances of theft by check, and reduce check fraud.† This would also aid in reducing the number of cases on court dockets throughout the state.

 

H.B. 320 authorizes businesses to verify a customerís identity by using the electronically readable information on the personís driverís license or personal identification card when the customer pays for goods or services by check.

 

RULEMAKING AUTHORITY

 

This bill does not expressly grant any additional rulemaking authority to a state officer, institution, or agency.

 

SECTION BY SECTION ANALYSIS

 

SECTION 1.† Amends Section 521.126(e), Transportation Code, to provide that the prohibition provided by Subsection (b)(1) (on accessing or using the electronically readable information on a personís driverís license or identification certificate) does not apply to a business if the information is accessed and used only for purposes of identification verification or check verification at the point of sale for a purchase of a good or service by check.

 

SECTION 2.† Effective date: September 1, 2007.