| TO: | Honorable Helen Giddings, Chair, House Committee on Business & Industry |
| FROM: | John S. O'Brien, Director, Legislative Budget Board |
| IN RE: | HB85 by Branch (Relating to credit card marketing activities at postsecondary educational institutions; providing a civil penalty.), Committee Report 1st House, Substituted |
| Source Agencies: | 302 Office of the Attorney General, 466 Office of Consumer Credit Commissioner, 781 Higher Education Coordinating Board
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| LBB Staff: | JOB, JRO, MW, TGl
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