| | | | | | | | | | | | | | | | | | | | | Scurlock, Steve (Independent Bankers Association of Texas (IBAT)), Austin, TX |
| | | Smith, Rick (Texas Bankers Association), Austin, TX |
| | | | | Vane, Mark (Beal Bank), Austin, TX |
| | Registering, but not testifying: |
| | | | | Gonzalez, Daniel (Texas Association of Realtors), Austin, TX |
| | | Shields, Brad (Texas Retailers Association), Austin, TX |
| | | | | Fleming, John (Department of Savings and Mortgage Lending), Austin, TX |
| | | Jobe, Everette (Texas Department of Banking), Austin, TX |
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