| | | | | | | | | | | | | | | | | | Registering, but not testifying: |
| | | | | Gonzalez, Daniel (Texas Association of Realtors), Austin, TX |
| | | Ives, Everett (Texas Association of Mortgage Brokers), San Antonio, TX |
| | | Loomis, Suzanne (Primerica), Duluth, GA |
| | | | | Payne, Danny Commissioner (Texas Department of Savings and Mortgage Lending), Austin, TX |
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