| | | | | | | | | | | | | | | | | | | | | | Heasley, John (Texas Bankers Association), Austin, TX |
| | | | Temple, Larry (Texas Mortgage Bankers Association), Austin, TX |
| | | Registering, but not testifying: |
| | | | | | Chick, Craig (Texas Association of Realtors), Austin, TX |
| | | | Harrington, Geri Rural property owner (Self), Gatesville, TX |
| | | | Huffman, Jeff (Texas Credit Union League), Dallas, TX |
| | | | Lee, Randy M. (Stewart Title Guaranty Company), Austin, TX |
| | | | Scurlock, Steve (IBAT - Independent Bankers Association of Texas), Austin, TX |
| | | | | | Pettijohn, Leslie (Consumer Credit Commissioner), Austin, TX |
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