| | | | | | | | | | | | | | | | | | | | | | Baylor, Don (Center for Public Policy Priorities), Austin, TX |
| | | | Doggett, Robert (Texas Low Income Housing Information Service), Austin, TX |
| | | | Lyons, Karen (Foundation Communities), Austin, TX |
| | | | | | Granovsky, Nancy L. (Texas Cooperative Extension of the Texas A&M University System), Bryan, TX |
| | | | Neeley, Karen (Independent Bankers Association of Texas), Austin, TX |
| | | | Payne, Danny Commissioner (Department of Savings and Mortgage Lending), Austin, TX |
| | | Registering, but not testifying: |
| | | | | | Baddour, Ann (Texas Appleseed), Austin, TX |
| | | | Sanchez, Joe (AARP - Texas), Austin, TX |
| | | | Widrow, Woody (Texas Asset Building Coalition), Austin, TX |
| | | | | | Pettijohn, Leslie (Consumer Credit Commissioner), Austin, TX |
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