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| | | Doggett, Robert (Texas Low Income Housing Information Service) |
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| | | Kucerak, Olga (Texas Assoc. of Mortgage Brokers) |
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| | | McComb, Jr., John F. (Jack) (Self) |
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| | | Neeley, Karen (Independent Bankers Assn of Texas) |
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| | | Streusand, Ben (Texas Mortgage Bankers Association) |
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| | | Brewer, John (Harris Co. District Attorney's Office) |
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| | | Levy, Lori (Texas Association of REALTORS) |
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| | | Norman, Scott (Texas Association of Builders) |
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| | | Place, Allen (Texas Land Title Association) |
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| | | Fleming, John C. (Tex. Dept Savings & Mortgage Lending) |
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| | | Payne, Danny (Tex. Dept of Savings & Mortgage Lending) |
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| | | |
| | Registering, but not testifying: |
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| | | Emerick, David (HSBC, North America) |
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| | | Heasley, John (Texas Bankers Association) |
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| | | Polan, Deborah (Texas Financial Services Association) |
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| | | Temple, Larry (TEXAS MORTGAGE BANKERS ASSN) |
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| | | Brown, J.E. Buster (Fidelity National including: Chicago Title,Ticor Title, Alamo Title, Security Union Title. All are subsidiaries of Fidelity National Title & Financial) |
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| | | Kralj, Nick (All are subsidiaries of: Fidelity National Financial Services (CONTINUED)) |
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| | | Kralj, Nick (Fidelity National Title including: Chicago Title; Ticor Title; Alamo Title, Security Union Title) |
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| | | Heasley, John (Texas Bankers Association) |
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| | | Neeley, Karen (Independent Bankers Assn of Texas) |
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| | | |
| | Registering, but not testifying: |
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| | | Bell, Patrick (Capital One Financial Corp.) |
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| | | Yarbrough, Brian (JPMorgan Chase) |
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