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| | Anschutz, Everett L. (TX Assoc. of Mtg Brokers) |
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| | Kucerak, Olga (Texas Association of Mortgage Brokers) |
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| | Minnis, Norma (Dallas Ft. Worth Assoc of Mortgage Brokers) |
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| | Sisk, Martin (Dallas Ft.Worth Assoc. of Mortgage Brokers) |
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| | Temple, Larry (Texas Mortgage Bankers Assn) |
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| | Doggett, Robert (Texas Low Income Housing Information Service) |
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| Registering, but not testifying: |
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| | Heasley, John (Texas Bankers Association) |
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| | Morris, Mark (JPMorgan Chase Bank, N.A.) |
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| | Polan, Deborah (Texas Financial Services Association) |
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| | Fleming, John (Department of Savings & Mortgage Lending) |
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| | Payne, Commissioner, Danny (Tx. Dept. of Savings & Mort. Lending) |
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| | Pettijohn, Leslie (Consumer Credit Commissioner) |
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| | Brown, Charles (Hunter - Kelsey of Texas, LLC) |
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| | Doggett, Mary Belan (TPTLA (Texas Property Tax Lenders Assoc.)) |
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| | Frossard, Suzanne (Genesis Tax Loan Services, Inc. Genesis Tax Solutions, Inc.) |
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| | Love, Roland (Texas Land Title Association) |
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| Registering, but not testifying: |
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| | McDonough, J. Moore (Hunter Kelsey) |
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| | Schwartz, A.R."Babe" (Genesis Tax Loan Services, Inc. Genesis Computer Services, Inc.) |
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| | Migicovsky, Phil (Texas Property Tax Lenders Assocation) |
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| | Culbreth, Ken (Walter Mortgage Co) |
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| | Amick, Heather (FIS Tax Service) |
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| | Doggett, Robert (Texas Low Income Housing Information Service) |
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| Registering, but not testifying: |
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| | Feldman, Sam (RETAX FUNDING LP) |
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| | Heasley, John (Texas Bankers Association) |
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| | Matz, Laura (ACC Capital Holdings Corporation) |
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| | Morris, Mark (JPMorgan Chase Bank) |
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| | Rodgers, Kelly (Walter Mortgage Co. Countrywide Home Loans) |
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| | Fleming, John (Dept Savings & Mortgage Lending) |
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| | Payne, Danny (TX Dept. of Savings & Mort. Lending) |
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| | Brown, Charles (Hunter-Kelsey of Texas, LLC) |
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| | Doggett, Mary Belan (TPTLA) |
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| | Frossard, Suzanne (Genesis Tax Loan Services, Inc. Genesis Tax Solutions, Inc.) |
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| | Migicovsky, Phil (Texas Property Tax Lenders Association) |
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| | Amick, Heather (FIS Tax Service) |
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