| | | | | | | | | Financial Institutions Committee |
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| | | | | | | | | | | | | | | | | DePenning, JoAnn (Texas Foreclosure Prev. Task Force) |
| | | | Doggett, Robert W. (Texas Low Income Housing Information Service) |
| | | | Foster, Doug (Texas Department of Savings & Mortgage Lending) |
| | | | | | | Ives, Everett (Texas Association of Mortgage Brokers) |
| | | | Neeley, Karen (Independent Bankers Assn of Texas) |
| | | | | | | | | | Registering, but not testifying: |
| | | | Williams, Ron (Texas Assoc. of Local Housing Agencies) |
| | | | | | | | | Bacon, Robert (Bob) (Texas Department of Banking) |
| | | | Donohoe, Dan (JP Morgan Chase) |
| | | | Pettijohn, Leslie (Consumer Credit Commissioner) |
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