Amend CSSB 1 on page VIII-34 (Department of Insurance) by 
inserting the following appropriately-numbered rider and 
renumbering any subsequent riders accordingly.
	____.  Data Mining. The agency shall conduct a review of 
insurance industry practices with regard to the use of data mining 
and pattern recognition practices and technologies that are used to 
predict difference in expected losses of covered persons or 
applicants for auto, health and residential property insurance and 
the manner in which insurers use these technologies in underwriting 
and rate-setting.  The department shall report to the 82nd 
Legislature about the use of data mining and pattern recognition 
practices and technologies by insurers, including the impact on 
accessibility and affordability of insurance coverage.