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	Amend SB 472 (house committee report) by adding the following 
appropriately numbered SECTION to the bill and renumbering 
subsequent SECTIONS of the bill accordingly:
	SECTION ____.  Chapter 51, Property Code, is amended by 
adding Section 51.013 to read as follows:
	Sec. 51.013.  COMMUNICATION WITH DEBTOR OR DEBTOR'S 
REPRESENTATIVE AFTER NOTICE OF DEFAULT.  (a)  After a notice of 
default is sent under Section 51.002(d) and a written authorization 
to communicate with a third party is received by the mortgage 
servicer from the debtor,  a mortgage servicer shall communicate 
and negotiate with a third party who provides assistance to the 
debtor, including a family member, licensed attorney, or housing 
counseling agency approved by the United States Department of 
Housing and Urban Development.
	(b)  The notice described in Subsection (a) may be sent 
through the United States Postal Service or by hand delivery or 
electronic means.
	(c)  This section applies only to a lien on residential real 
property occupied by the debtor as the debtor's homestead.