Amend SB 472 (house committee printing) as follows:                          
	(1)  In SECTION 5 of the bill (page 7, line 9), strike "The 
changes" and substitute "Except as provided by this Act, the 
changes".
	(2)  Add the following appropriately numbered SECTIONS to the 
bill and renumber existing SECTIONS of the bill accordingly:
	SECTION ____.  Chapter 51, Property Code, is amended by 
adding Section 51.013 to read as follows:
	Sec. 51.013.  WAIVER.  A provision of a contract, agreement, 
or other document that purports to waive a right of a debtor or 
exempt a mortgage servicer, mortgagee, trustee, substitute 
trustee, or government official from a duty under this chapter is 
void.
	SECTION ____.  Section 51.013, Property Code, as added by 
this Act, applies only to a contract, agreement, or other document 
entered into on or after the effective date of this Act.  A 
contract, agreement, or other document entered into before the 
effective date of this Act is governed by the law in effect 
immediately before the effective date of this Act, and that law is 
continued in effect for that purpose.