Amend CSSB 815 (Senate committee printing) by adding the 
following SECTIONS to the bill and renumbering subsequent SECTIONS 
of the bill accordingly:
	SECTION ____.  (a)  Section 32.101, Insurance Code, is 
amended to read as follows:
	Sec. 32.101.  APPLICABILITY OF SUBCHAPTER.  (a)  This 
subchapter applies to insurers who comprise the top 25 insurance 
groups in the national market and who issue residential property 
insurance or personal automobile insurance policies in this state, 
including a Lloyd's plan, a reciprocal or interinsurance exchange, 
a county mutual insurance company, a farm mutual insurance company, 
the Texas Windstorm Insurance Association, the FAIR Plan 
Association, and the Texas Automobile Insurance Plan Association.
	(b)  This subchapter applies to an issuer of a health benefit 
plan described by Section 544.301, as added by Chapter 748 (H.B. 
2810), Acts of the 79th Legislature, Regular Session, 2005.
	(b)  This section takes effect only if the Act of the 81st 
Legislature, Regular Session, 2009, relating to nonsubstantive 
additions to and corrections in enacted codes does not become law.
	SECTION ____.  (a)  Section 32.101, Insurance Code, is 
amended to read as follows:
	Sec. 32.101.  APPLICABILITY OF SUBCHAPTER.  (a)  This 
subchapter applies to insurers who comprise the top 25 insurance 
groups in the national market and who issue residential property 
insurance or personal automobile insurance policies in this state, 
including a Lloyd's plan, a reciprocal or interinsurance exchange, 
a county mutual insurance company, a farm mutual insurance company, 
the Texas Windstorm Insurance Association, the FAIR Plan 
Association, and the Texas Automobile Insurance Plan Association.
	(b)  This subchapter applies to an issuer of a health benefit 
plan described by Section 544.501.
	(b)  This section takes effect only if the Act of the 81st 
Legislature, Regular Session, 2009, relating to nonsubstantive 
additions to and corrections in enacted codes becomes law.
	SECTION ____.  Section 32.102(a), Insurance Code, is amended 
to read as follows:
	(a)  The department, in conjunction with the office of public 
insurance counsel, shall establish and maintain a single Internet 
website that provides information to enable consumers to make 
informed decisions relating to the purchase of health insurance,
residential property insurance, and personal automobile insurance.  
The website must include:
		(1)  a description of each type of residential property 
insurance policy and personal automobile insurance policy issued in 
this state, including a comparison of the coverage, exclusions, and 
restrictions of each policy that allows a side-by-side comparison 
of the features of the policy forms;
		(2)  a listing of each insurer writing residential 
property insurance or personal automobile insurance in this state, 
indexed by each county or zip code in which the insurer is actively 
writing that insurance, and a profile of the insurer that includes:
			(A)  contact information for the insurer, 
including the insurer's full name, address, and telephone number 
and the insurer's fax number and e-mail address, if available;
			(B)  information on rates charged by the insurer, 
including:               
				(i)  sample rates for different policyholder 
profiles in each county or zip code; and
				(ii)  the percentage by which the sample 
rate has fallen or risen due to filings in the previous 12, 24, and 
36 months;
			(C)  a list of policy forms, exclusions, 
endorsements, and discounts offered by the insurer;

			(D)  an indication of whether the insurer uses 
credit scoring in underwriting, rating, or tiering, and a link to 
the insurer's credit model or a link explaining how to request the 
insurer's credit model;
			(E)  the insurer's financial rating determined by 
A. M. Best or similar rating organization and an explanation of the 
meaning and importance of the rating;
			(F)  a complaint ratio or similar complaint rating 
system for the insurer for each of the previous three years and an 
explanation of the meaning of the rating system; and
			(G)  information, other than information made 
confidential by law, on the insurer's regulatory and administrative 
experience with the department, the office of public insurance 
counsel, and insurance regulatory authorities in other states; 
[and]
		(3)  if feasible, as determined by the commissioner and 
the public insurance counsel:
			(A)  a side-by-side comparison of credit scoring 
models, including factors, key variables, and weights, of 
residential property insurers in this state; and
			(B)  a side-by-side comparison of credit scoring 
models, including factors, key variables, and weights, of private 
passenger automobile insurers in this state; and
		(4)  in the manner prescribed by the commissioner by 
rule, contact information for individual health benefit plans as 
necessary for consumers to obtain additional rate information 
regarding a plan and a comparison of information about health 
benefit plans, including information regarding a plan's:
			(A)  annual deductibles;                                              
			(B)  out-of-pocket maximums;                                          
			(C)  office visit copayments, listed separately 
for primary care providers and specialists;
			(D)  prescription copayments, listed by generic 
and brand name medications;
			(E)  prescription deductibles;                                        
			(F)  lifetime maximum coverage;                                       
			(G)  maternity coverage included;                                     
			(H)  emergency room visit copayments;                                 
			(I)  covered days for inpatient mental health;                        
			(J)  outpatient surgery copayments; and                               
			(K)  inpatient cost sharing.