Amend CSSB 1007 (Senate committee printing) by inserting the 
following appropriately numbered Article and renumbering existing 
Articles accordingly:

ARTICLE _.  STANDARD FORMS
	SECTION _.001.  Section 2301.008, Insurance Code, is amended 
to read as follows:
	Sec. 2301.008.  ADOPTION AND USE OF STANDARD FORMS.  The 
commissioner shall [may] adopt standard insurance policy forms, 
printed endorsement forms, and related forms other than insurance 
policy forms and printed endorsement forms, that an insurer shall
[may] use in addition to [instead of] the insurer's own forms in 
writing insurance subject to this subchapter.
	SECTION _.002.  Section 2301.052(b), Insurance Code, is 
amended to read as follows:
	(b)  Subject to Section 2301.0525, an [An] insurer may 
continue to use an insurance policy form or endorsement 
promulgated, approved, or adopted under Article 5.06 or 5.35 before 
June 11, 2003, on written notification to the commissioner that the 
insurer will continue to use the form or endorsement.

	SECTION _.003.  Subchapter B, Chapter 2301, Insurance Code, 
is amended by adding Section 2301.0525 to read as follows:
	Sec. 2301.0525.  USE OF MINIMUM STANDARD INSURANCE POLICY 
FORMS REQUIRED.  (a)  Each insurer that writes residential property 
insurance in this state shall use the standard insurance policy 
forms adopted by the commissioner under Section 2301.008 for 
residential property insurance and, subject to Subsection (b), may 
also use alternative policy forms approved by the commissioner 
under Section 2301.006.
	(b)  An insurer may not deliver or issue for delivery in this 
state a residential property insurance policy unless the  insurer 
informs each applicant for that insurance coverage, in the manner 
prescribed by commissioner rule, that an applicant otherwise 
qualified for that insurance coverage under this code may elect to 
obtain residential property insurance coverage under a standard 
insurance policy adopted by the commissioner under Section 
2301.008.
	(c)  An insurer that offers coverage under the standard 
policy forms shall disclose to the applicant or insured, at the time 
of the initial application and each renewal, each policy limit and 
type of coverage available to the insured and the respective costs 
for each coverage.  The form of the disclosure shall be specified by 
the commissioner, subject to Section 2301.053(c).
	(d)  An insurer that offers coverage under approved forms 
other than the standard policy forms shall disclose to the 
applicant or insured, at the time of the initial application and 
each renewal, in comparison to the standard policy forms each 
additional coverage that is provided and the additional cost, each 
reduction in coverage or exclusion of coverage and the reduced 
cost, and each policy limit and type of coverage available to the 
insured and the respective costs for each coverage.  The form of the 
disclosure shall be specified by the commissioner, subject to 
Section 2301.053(c).
	SECTION _.004.  The change in law made by this article 
applies only to an insurance policy delivered, issued for delivery, 
or renewed on or after January 1, 2010.  A policy delivered, issued 
for delivery, or renewed before January 1, 2010, is governed by the 
law as it existed immediately before the effective date of this Act, 
and that law is continued in effect for that purpose.