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Amend CSSB 1007 in ARTICLE 4 of the bill by inserting the
following and appropriately renumbering the SECTIONS accordingly:
SECTION 4.__. Section 38.002, Insurance Code, is amended by
adding Subsection (g) to read as follows:
(g) An underwriting guideline used by an insurer or its
agent in relation to a personal automobile insurance policy must
comply with Section 1951.005.
SECTION 4.__. Chapter 1951, Insurance Code, is amended by
adding Section 1951.005 to read as follows:
Sec. 1951.005. CERTAIN FACTORS IN UNDERWRITING AND RATING
PROHIBITED. An insurer may not use the occupation or educational
level of a person insured under a personal automobile insurance
policy, or an applicant for coverage under a personal automobile
insurance policy, as a factor in underwriting or rating that
coverage.
SECTION 4.__. Section 2251.052, Insurance Code, is amended
by adding Subsection (f) to read as follows:
(f) Rates and rating applicable to a personal automobile
insurance policy must comply with Section 1951.005.
SECTION 4.__. Sections 38.002(g), 1951.005, and
2251.052(f), Insurance Code, as added by this article, apply only
to an insurance policy that is delivered, issued for delivery, or
renewed on or after January 1, 2010. A policy that is delivered,
issued for delivery, or renewed before January 1, 2010, is governed
by the law as it existed immediately before the effective date of
this Act, and that law is continued in effect for this purpose.