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A BILL TO BE ENTITLED
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AN ACT
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relating to health services provided to health benefit plan |
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enrollees by certain out-of-network health care providers. |
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BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: |
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SECTION 1. Section 1456.001, Insurance Code, is amended by |
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adding Subdivisions (5-a) and (5-b) to read as follows: |
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(5-a) "Out-of-network provider" means a health care |
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practitioner who has not contracted with a health benefit plan |
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issuer to provide services to enrollees. |
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(5-b) "Participating provider" means a health care |
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practitioner who has contracted with a health benefit plan issuer |
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to provide services to enrollees. |
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SECTION 2. Chapter 1456, Insurance Code, is amended by |
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adding Section 1456.0041 to read as follows: |
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Sec. 1456.0041. REQUIRED DISCLOSURE: OUT-OF-NETWORK |
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PROVIDER BILLING. (a) A participating provider shall provide |
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written notice to an enrollee if the participating provider: |
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(1) refers an enrollee to an out-of-network provider; |
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(2) has granted clinical privileges to a surgeon, a |
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radiologist, an anesthesiologist, a pathologist, or another |
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physician who is an out-of-network provider who is to provide |
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services to the enrollee as a patient of the facility; or |
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(3) otherwise arranges for health care services for |
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the enrollee through an out-of-network provider. |
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(b) The notice required by this section must substantially |
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comply with requirements adopted under Subsection (i) and must |
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disclose that the out-of-network provider: |
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(1) is not a participating provider for the enrollee's |
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managed care plan; and |
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(2) may charge the enrollee the balance of the |
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provider's fee for services received by the enrollee that is not |
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fully paid or reimbursed by the enrollee's managed care plan. |
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(c) The notice must include a signature line for the |
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enrollee to sign to acknowledge that the enrollee has received the |
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notice. |
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(d) An out-of-network provider may elect to provide the |
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notice required by this section. |
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(e) A health care provider that provides notice under this |
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section shall maintain a copy of the notice, signed by the enrollee, |
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in the provider's records. |
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(f) The notice required by this section must be provided to |
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an enrollee: |
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(1) before services are provided to the enrollee by an |
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out-of-network provider; and |
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(2) to the extent practicable, sufficiently in advance |
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of the time the services are to be provided to allow the enrollee to |
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select a participating provider to provide the services. |
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(g) If notice is not provided as required by this section, |
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the out-of-network provider may not charge the enrollee for any |
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portion of that provider's fee that is not paid or reimbursed by the |
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enrollee's managed care plan. |
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(h) A health care provider is not required to provide the |
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notice required by this section, and Subsection (g) does not apply, |
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if the enrollee's treating physician reasonably determines, in the |
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physician's medical judgment, that an emergency exists and there is |
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insufficient time to provide that notice. |
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(i) The commissioner shall adopt rules as necessary to |
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implement this chapter, including a rule prescribing the form of |
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the notice required by this section. |
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SECTION 3. This Act applies only to a managed care plan that |
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is delivered, issued for delivery, or renewed on or after January 1, |
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2010. A managed care plan that is delivered, issued for delivery, or |
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renewed before January 1, 2010, is governed by the law as it existed |
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immediately before the effective date of this Act, and that law is |
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continued in effect for that purpose. |
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SECTION 4. This Act takes effect September 1, 2009. |